Nearly every day we are inspired by examples of the triumph of mind, body, and spirit over the aging process. The 81 year old man who ran his first marathon. The grandmother who earned her law degree at age 75. The fact is people are living longer, healthier lives-and reaching retirement age no longer means growing old.

We recognize that financial security is only part of the equation, so we're continually examining issues and trends that affect older Americans. From time to time, we bring what we've learned to the table for your review. One thing we've discovered is that as more and more senior citizens are living healthy, independent lives, their adult sons and daughters are called upon to care about them-not necessarily for them. It's a different way of thinking, perhaps. It's a way that can help ensure a better quality of life for our parents and for us. The information and tips provided here can help you help your parents live well in retirement and balance their needs and desires with your own.

More and more research shows that to live independently in their own home is of paramount importance to older Americans. You and your parents may have different ideas about what this means. For your own peace of mind and for the well-being of your parents, it's important to plan for the future by talking about the kind of help they'll need-or-want-in order to be comfortable in their homes.